Chase Bank offers a variety of credit cards, each tailored to different needs and preferences. Here are some of the best Chase credit cards based on different categories. Please note that terms, benefits, and offerings may have changed, so it’s advisable to check Chase’s official website for the most current information before applying for any credit card.
1. Chase Sapphire Preferred® Card: Best for Travel Enthusiasts
The Chase Sapphire Preferred® Card is popular among travelers due to its generous rewards program. It offers:
- Sign-up Bonus: Earn a considerable bonus after spending a certain amount within the first few months of account opening.
- Travel Rewards: 2X points on travel and dining at restaurants worldwide, and 1 point per dollar spent on all other purchases.
- Travel Benefits: No foreign transaction fees, trip cancellation/interruption insurance, rental car insurance, and more.
2. Chase Sapphire Reserve®: Best for Luxury Travelers
The Chase Sapphire Reserve® is an upgraded version of the Sapphire Preferred and offers premium benefits. It includes:
- Sign-up Bonus: Earn a substantial bonus after meeting the minimum spending requirement in the initial months.
- Travel Rewards: 3X points on travel and dining, 1 point per dollar on all other purchases.
- Travel Benefits: $300 annual travel credit, airport lounge access, Global Entry or TSA Pre✓® fee credit, and more.
3. Chase Freedom Unlimited®: Best for Cash Back
The Chase Freedom Unlimited® card is ideal for those who prefer cash back rewards:
- Cash Back Rewards: Earn unlimited 1.5% cash back on all purchases.
- Introductory Offer: 0% APR for the first 15 months on purchases and balance transfers.
- Cash Back Boost: You can potentially increase your cash back by pairing it with a Chase Sapphire card and transferring points.
4. Chase Freedom Flex℠: Best for Rotating Categories
Chase Freedom Flex℠ is great for those who want to maximize rewards in specific spending categories:
- Cash Back Rewards: Earn 5% cash back on rotating quarterly categories (up to a quarterly maximum) and 1% cash back on all other purchases.
- Introductory Offer: 0% APR for the first 15 months on purchases and balance transfers.
- Cash Back Boost: When paired with a Chase Sapphire card, points can be converted into travel rewards.
5. Chase Ink Business Preferred® Credit Card: Best for Business Owners
For business owners, the Chase Ink Business Preferred® Credit Card offers valuable perks:
- Sign-up Bonus: Earn a substantial bonus after spending a certain amount in the first months.
- Business Rewards: 3X points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year.
- Business Benefits: Cell phone protection, trip cancellation/interruption insurance, and various business-specific benefits.
Remember that the best card for you depends on your spending habits, travel preferences, and financial goals. Be sure to carefully review the terms, fees, and rewards structure of any credit card before applying.